ZimLayby is one layby marketplace for the stores Zimbabwe trusts. Reserve your item with a deposit, pay the rest week by week with EcoCash, USD, Innbucks or ZiG, and collect it when you're done — tracking every payment from your phone.
Every store you shop on ZimLayby gives you your own portal — live balance, next payment and full history, right on your phone. No more guessing how much is left or whether your payment landed.
No bank account, no credit check, no app that turns you down. Reserve what you need today, pay it off at a pace that fits your money, and collect it when it's yours.
Reserve your item with a deposit and the price is held — pay the rest over time without worrying about it going up before you're done.
Your own portal for every store you shop — live balance, next payment and full history on your phone. Never guess how much is left again.
A gentle nudge before each payment is due, and an instant confirmation the moment yours lands. No surprises, no chasing.
USD cash, EcoCash, Innbucks, ZiG or bank transfer — pay in whatever you have, whenever you have it. Every payment is logged to the cent.
Every store on ZimLayby is a real Zimbabwean shop — the same trusted brands, now with layby built in. One way to pay, one place to track it. More stores and categories are joining all the time.
Fridges, stoves, washing machines and home appliances — reserve yours with a deposit and pay it off week by week. Harare's appliance store, now on layby.
Sofas, lounge suites, beds and dining sets to furnish your home — laybyed at a pace that fits your budget, delivered when you're paid up.
These are live totals across every store on ZimLayby, refreshed in real time — real Zimbabweans buying what they need and paying at their pace.
We were running everything on a notebook and three WhatsApp threads. Customers would call and ask their balance — we'd promise to check and forget. Now every payment lands on the system the second it happens, the customer sees it on their phone, and we haven't argued about a layby once since we launched.
No bank account or credit check. If you can put down a deposit and pay over time, you can shop on layby. Here's all there is to it.
Pick a ZimLayby store, choose what you need, and put down a deposit today. No bank account, no credit check — just layby done properly, with every payment tracked on your phone.
Shopping for a layby? Pick a store on the right to get started.
Tap a store to browse and begin your layby.
Browse all stores →More stores & categories coming soon.
ZimLayby runs on software built by Layby Africa — your own admin, customer storefront and customer portal, on your brand, with your customers and your terms. List on the ZimLayby marketplace, or run it entirely on your own.
